START WITH THE PRACTICALITIES

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Explore the guides in this area, then put your own information into a plan.

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A charming but ordinary Portuguese townhouse with a planted front courtyard.
A prospective homebuyer looking through an open gate at a modest Portuguese townhouse with tiled entry.
Buying a home

Buying in Portugal: The Complete Process

A purchase should progress through affordability, independent checks, contracts and completion with clear responsibilities.

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A couple at a home dining table comparing two folders with rental keys and a small property brochure turned face-down.
Buying a home

Renting or Buying After You Move

Compare renting and buying using your time horizon, uncertainty and complete costs.

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A home-purchase planning desk with calculator.
Buying a home

The Full Cost of Buying a Home

The purchase price is only one part of the money required to buy and own a home.

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An estate agent and buyer meeting outside a realistic apartment building.
Buying a home

Choosing an Agent and Other Professionals

Different professionals carry out different checks. Agree each role and its limits before relying on their work.

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An adult buyer measuring a sunlit empty living room with a tape measure while another looks at the balcony.
Buying a home

Property Viewings and Shortlisting

A useful buying shortlist is based on the same criteria and evidence for each home.

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A property legal file with blank separator tabs.
Buying a home

Property Documents and Legal Checks

Property documents need to be read together and matched to the physical property by a competent professional.

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A building surveyor examining an exterior stone wall with a small inspection torch and moisture meter.
Buying a home

Building Surveys and Physical Inspections

A viewing cannot replace a professional assessment of material building concerns.

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Two adults discussing an offer across a bright office table with closed property folders and a pen set down between them.
Buying a home

Offers, Reservations and Deposits

Offers, reservations and deposits can create different commitments depending on their wording.

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A quiet property-contract reading scene with a thick document stack text blurred.
Buying a home

The Promissory Contract: CPCV

A CPCV should be reviewed for the specific property and transaction before signature.

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A new owner receiving a single house-key ring at an open Portuguese front door.
Buying a home

Completion, Registration and Key Handover

Completion needs a coordinated check of documents, money, registration and possession.

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A newly completed low-rise Portuguese apartment building with balconies and landscaped walkway beside a neighbouring unfinished structure covered in scaffolding.
Buying a home

Buying New-Build or Off-Plan

A new-build purchase needs a clear view of what is promised, when and under which protections.

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A rural Portuguese stone cottage needing careful renovation.
Buying a home

Buying Rural Property or Renovation Projects

Rural property and renovation projects require checks beyond the visible building.

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