START WITH THE PRACTICALITIES

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Explore the guides in this area, then put your own information into a plan.

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A well-kept Portuguese home and small garden in early summer.
A new homeowner arranging plants and a welcome mat at the front entrance of a modest Portuguese home.
Owning a home

Your First Year as a Homeowner

The first year of ownership is a good time to build a reliable record of the home and its obligations.

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Annual household paperwork arranged in twelve unlabelled paper sleeves across a dining table.
Owning a home

Property Taxes and Recurring Costs

Recurring ownership costs depend on the property, municipality, use and household arrangements.

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A well-maintained Portuguese apartment building shared entrance with mailboxes.
Owning a home

Condominiums and Shared Buildings

Shared buildings require an understanding of common areas, decisions and costs.

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A comfortable lived-in sitting room with a closed insurance folder on a side table.
Owning a home

Home Insurance and Cover

Home insurance should match the actual building, contents and risks you want to cover.

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A home energy assessor using a small handheld device near a window in an ordinary apartment.
Owning a home

Energy Certificates and Home Comfort

An energy certificate is one source of information about a building's performance, not a guarantee of your future bills.

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A Portuguese kitchen midway through a careful renovation.
Owning a home

Renovating a Home

A renovation needs a defined scope, permissions where applicable and a budget that can withstand uncertainty.

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A homeowner and contractor reviewing material samples and a folded plan at a workbench.
Owning a home

Hiring Contractors and Managing Quotes

Comparable contractor quotes begin with a common scope of work.

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Seasonal maintenance still life on a patio: clean gutter brush.
Owning a home

Seasonal and Preventive Maintenance

Preventive maintenance should follow the systems in your home and qualified advice about their care.

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An owner preparing a spare apartment for tenants.
Owning a home

Letting a Property: What Owners Must Check

Before letting a property, establish the intended use and the legal, tax and building requirements that apply.

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A quiet nearly empty home with two travel cases beside a sunlit window and a set of keys left on a folded envelope.
Owning a home

Selling a Home or Leaving Portugal

Selling a home or leaving Portugal connects a property transaction with personal administration.

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