Your starting point
A house purchase brings legal, financial and physical checks together. Give each its own time and appoint independent help where needed.
A purchase should progress through affordability, independent checks, contracts and completion with clear responsibilities. Use the steps below to organise a decision, not to infer an official approval, a guaranteed price or a universal deadline.
Work through the decision
Set the scope
Agree your budget and appoint the professionals needed for legal, financial and physical checks.
Verify before committing
Review the property and documents before accepting binding terms or paying a deposit.
Plan completion
Confirm funds, taxes, registration, insurance and the handover arrangements with your advisers.
Adapt this to your circumstances
Keep citizenship, current residence, household needs and the location of the home separate in your notes. Ask the responsible authority, institution or qualified professional to confirm any requirement that affects your situation. A checklist used by another household may not apply to yours.
Sources and checks
Justice portal — Casa Pronta — an official starting point for this topic. The relevant page, its scope and effective date must be checked before a consequential decision.
No market prices, eligibility thresholds or legal deadlines have been invented for this guide. Dates in personal planning tools are suggestions or values you supply.
Make it practical
Open the Home Purchase Cost Calculator to keep the information you collect with your own assumptions, notes and next actions.
Open Home Purchase Cost CalculatorSomething needs correcting? Report this page with its URL and a specific source.
