Your starting point
A thoughtful move starts with your priorities. Explore the decisions, plan the sequence and leave room to change your mind.
Your first-year budget should show when money leaves your account, not just the annual total. Use the steps below to organise a decision, not to infer an official approval, a guaranteed price or a universal deadline.
Work through the decision
Separate cash needs
Distinguish deposits and recoverable guarantees from spending, and record their payment dates.
Build recurring costs
Use household-specific rent, utilities, transport, care and insurance quotes rather than national averages.
Stress the plan
Try delayed income, extra temporary accommodation and a higher monthly budget before choosing your reserve.
Adapt this to your circumstances
Keep citizenship, current residence, household needs and the location of the home separate in your notes. Ask the responsible authority, institution or qualified professional to confirm any requirement that affects your situation. A checklist used by another household may not apply to yours.
Sources and checks
Portuguese government — migrant guide — an official starting point for this topic. The relevant page, its scope and effective date must be checked before a consequential decision.
No market prices, eligibility thresholds or legal deadlines have been invented for this guide. Dates in personal planning tools are suggestions or values you supply.
Make it practical
Open the My Move Planner to keep the information you collect with your own assumptions, notes and next actions.
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